Legal document

Financial Services Guide

This FSG is designed to help you understand the financial services offered by Pay It Now AUS PTY LTD (referred to as "Pay It Now", "we", "our", or "us"). It provides you with information to help you decide whether to use our services.

Pay It Now AUS PTY LTD is an Australian company operating under an Australian Financial Services Licence (AFSL) [TBA], issued by the Australian Securities and Investments Commission (ASIC).

We provide access to non-cash payment services through digital and blockchain technologies. Our platform includes crypto wallets, merchant tools, and payment solutions for both individuals and businesses.

We are authorized to provide the following financial services:

•            Non-cash payment services : including but not limited to blockchain-based transactions, digital wallet functionalities, and merchant settlement tools.

We do not provide personal financial advice. Any information provided is general in nature and does not consider your personal objectives, financial situation, or needs.

For more details about our services, visit: https://payitnow.io

•            Exchange spread fees : The difference between the buy and sell rate applied to digital currency transactions.

Our representatives do not receive commissions but may receive salaries or bonuses.

We have no associations or relationships with any product issuers or other service providers that could influence the financial services we provide. There are currently no known conflicts of interest .

We are committed to protecting your privacy. We handle your personal information in accordance with the Privacy Act 1988 (Cth) and our privacy policy.

You can access our full privacy policy at: https://payitnow.io/privacy

You can raise a complaint by contacting our support team via email or phone.

If your issue is not resolved, it will be escalated internally to our compliance manager.

If you are not satisfied with our response, you may lodge a complaint with:

We maintain adequate professional indemnity insurance as required under s912B of the Corporations Act 2001 (Cth). This includes coverage for the conduct of our representatives.

•            Digital and blockchain-based assets carry inherent risks, including price volatility and technological changes.

•            We may provide Product Disclosure Statements (PDS) or additional disclosures for particular services, where applicable.

You should carefully consider whether our services are appropriate for your situation before using them.

This register page is a summary. The PDF is the authoritative, dated version of this document.