A comprehensive cryptocurrency application eliminates the operational complexity of maintaining multiple separate services. Rather than requiring users to manage an exchange account, a card provider, and a gift-card vendor independently, the PIN platform consolidates wallet storage, instant buy/sell functionality, a shopping section offering gift cards and prepaid card top-ups, and a Web3 Mastercard facility within a single mobile application. This integrated approach offers particular value to users seeking practical, everyday utility from their cryptocurrency holdings, beyond price speculation alone. Pay It Now presents itself as a New Zealand and Australia-focused provider, with an emphasis on convenience and real-world spending applications.
App features:
PIN is built around practical use cases. Top features include:
In-app wallet for fiat + crypto balances and instant conversion between them.
Buy & sell cryptocurrency via local payment rails (POLi in NZ, bank transfer in Australia) with fast delivery to your PIN Wallet.
SHOP menu giving instant access to gift cards and prepaid Visa/Mastercard top-ups, convert crypto to spendable cards inside the app.
